News & Updates
Continuing with LiensNC
By: W. Paul Lewis, Title Counsel, Pinehurst and Wilmington
It has been four years since the creation of LiensNC. While its benefits have saved builders, homeowners, title companies and suppliers much money and grief, its real testament cannot be made until our state experiences another recession or economic downturn where builders or others face cash crunches causing delays or avoidance of payments to suppliers and subcontractors. Although LiensNC has been a benefit to everyone involved in the home buying and construction loan process, there are still several pitfalls concerning ones interaction with, and interpretation of, LiensNC. .
One issue with ones interaction with LiensNC is the appointment of the lien agent. While it is the owner's responsibility to make this appointment, contractors will normally file the appointment on the owner's behalf when the builder is not the owner. This is a beneficial service to the owner, who may not have the experience or know how to file the appointment. It is common for these appointments to not have all the required information. Pre-permit worker’s lien rights are not affected by the appointment of the lien agent. While this creates an urgency to list them on the appointment, many times these pre-permit workers are omitted from the appointment. This is an inherent weakness in the LiensNC system, and one which title insurance underwriters are aware and accept.
Best PracticeD - Our Best Practices Solution for Encryption of Email
Attorneys Title is working hard on compliance with ALTA's Best Practices and we know you are, too. In order to send and receive securely encrypted documents via email that are in compliance with the protection of valuable NPPI, we selected ShareFile by Citrix so that...
- We can send encrypted documents.
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- Access to files is available anytime, anywhere.
- Recipients are not required to have a ShareFile account to access files.
If you haven't checked encryption off your to-do list yet, don't lose a deal - contact us and we will help. We can send our document, or even your document, via ShareFile.
*Interested in learning more information regarding ShareFile by Citrix? Visit their website, ShareFile.com
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