You are here: Home

News & Updates

Revisiting the Protection of Non‐public Personal Information


By: Greg Henshaw, Title Counsel ‐ Triad

As we quickly move into 2015 and prepare for all of the changes that will be occurring in the areas of real property law and loan closings, it may be helpful to take another look at one of the important pillars in the ALTA Best Practices, the protection of Non‐public Personal Information. Many of you have already performed a self‐audit of your law practice to see what areas of Best Practice compliance need some work. Protecting your clients' personal information is clearly one of the more challenging pillars of the Best Practices, and one that lenders will certainly be stressing.

What is Non‐public Personal Information (NPI or NPPI)? NPI is defined as “Personally identifiable data such as information provided by a customer on a form or application, information about a customer's transactions, or any other information about a customer which is otherwise unavailable to the general public. NPI includes first name or first initial and last name coupled with any of the following: Social Security Number, driver's license number, state‐issued ID number, credit card number, debit card number, or other financial account numbers.” Due to the size of closing packages and the multitude of other information provided to closing attorneys by lending institutions, it is clear that closing attorneys have access to large amounts of NPI related to their clients.

As with several of the other pillars in the Best Practices, the Best Practice regarding protection of NPI also has a requirement that the closing attorney develop and maintain written procedures regarding the implementation of the protections, in this case the adoption and maintenance of a privacy and information security program. ALTA has created a document entitled “Best Practices Policy and Procedure Creation Guidance” to assist closing attorneys in the creation of these written controls.

 

Lien Law – Access to our LiensNC.com job aid and Lien Waivers


Attorneys Title hosted seminars throughout March of 2013 across the state to help explain changes to North Carolina's mechanic's lien law. These seminars provided a summary of the statutory changes, a preview of the new online lien agent system - LiensNC.com, and reviewed the revised and new lien waiver forms.

For an electronic copy of the manuscript which contains a LiensNC.com job aid, click HERE.

To be directed to revised and new lien waiver forms click HERE.

Register HERE For Attorneys Title's Electronic Newsletter

 

Attorneys Title distributes its electronic newsletter on a monthly basis to over 1,200 recipients in North Carolina. The newsletter is delivered via email. Not only do we provide legal articles written by industry-known title counsel, we go the extra step by including other topics. We rely on our expert staff in the areas of IT, customer development and business management to provide custom articles for the newsletter. Ready to see what all the buzz is about? Sign up today!

MyTitleLab

MyTitleLab is a personalized, unique title insurance resource designed by Attorneys for Attorneys and their staff.  Experience the best of technology and experience in one, easy online platform.  Visit MTLColorLogo.gif today or contact your local Attorneys Title office for a demo!

MyTitleLab

MyTitleLab is a personalized, unique title insurance resource designed by Attorneys for Attorneys and their staff.  MyTitleLab was designed from the beginning to be both flexible and intuitive.  Features include prior policy searching and rate calcuations too.  Visit MTLColorLogo.gif today or contact your local Attorneys Title office for a demo!

Who Are We?

Attorneys Title has been providing title insurance services to North Carolina real property attorneys for over thirty years.  We are long-standing supporters of the approved-attorney system and have continually provided  the best customer service in the industry.  With offices located throughout North Carolina and one of the most experienced legal teams in the business today, we are well-equipped to continue that proud tradition.  

We are agents for First American, Commonwealth Land Title Insurance Company, and Chicago Title Insurance Company. We have chosen to work only with those underwriters who have proved to have the financial strength you and your clients need in this economic environment. We maintain a library of over one million prior polices from First American, Commonwealth, Fidelity and Chicago Title and we are easily your best source and choice for information. 

 Attorneys Title

Connect to the Source