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2015 - A New Era for Residential Closings


By: Kimberly Rosenberg, President

Ready or not, 2015 is going to be a year of monumental changes in the way residential real estate closings are conducted in this country. At Attorneys Title, we want to make sure all of our customers are informed about these changes, and that you have the tools necessary to allow all of us to maintain the approved‐attorney system for performing closings in North Carolina.

Specifically, attorneys need to be aware that the HUD‐1 is being replaced in most residential loan closings effective August 1, 2015. In 2013, the Consumer Financial Protection Bureau (CFPB) amended components of the Truth in Lending Act (TILA) and the Real Estate Settlement Practices Act (RESPA) that have been in effect for more than 30 years. The amendments were made in an effort to make the forms easier for consumers to understand and to make it easier to compare loan offers from different lending institutions. With the new forms come new methods and timelines for delivery.

Last year, Attorneys Title held seminars across North Carolina, participated in the North Carolina Best Practices Task Force and spent time speaking to realtor groups, all in an effort to inform and educate our customers and other real estate professionals about the pending changes and to offer tools to assist in compliance. As a means of furthering this assistance to our customers, each of our newsletters in 2015 will be devoted to a topic that will aid in your preparation for the pending changes. This newsletter will help you to identify resources to prepare your practice for the year ahead and provide helpful tips.

Read entire article.

 

Lien Law – Access to our LiensNC.com job aid and Lien Waivers


Attorneys Title hosted seminars throughout March of 2013 across the state to help explain changes to North Carolina's mechanic's lien law. These seminars provided a summary of the statutory changes, a preview of the new online lien agent system - LiensNC.com, and reviewed the revised and new lien waiver forms.

For an electronic copy of the manuscript which contains a LiensNC.com job aid, click HERE.

To be directed to revised and new lien waiver forms click HERE.

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Attorneys Title distributes its electronic newsletter on a monthly basis to over 1,200 recipients in North Carolina. The newsletter is delivered via email. Not only do we provide legal articles written by industry-known title counsel, we go the extra step by including other topics. We rely on our expert staff in the areas of IT, customer development and business management to provide custom articles for the newsletter. Ready to see what all the buzz is about? Sign up today!

MyTitleLab

MyTitleLab is a personalized, unique title insurance resource designed by Attorneys for Attorneys and their staff.  Experience the best of technology and experience in one, easy online platform.  Visit MTLColorLogo.gif today or contact your local Attorneys Title office for a demo!

MyTitleLab

MyTitleLab is a personalized, unique title insurance resource designed by Attorneys for Attorneys and their staff.  MyTitleLab was designed from the beginning to be both flexible and intuitive.  Features include prior policy searching and rate calcuations too.  Visit MTLColorLogo.gif today or contact your local Attorneys Title office for a demo!

Who Are We?

Attorneys Title has been providing title insurance services to North Carolina real property attorneys for over thirty years.  We are long-standing supporters of the approved-attorney system and have continually provided  the best customer service in the industry.  With offices located throughout North Carolina and one of the most experienced legal teams in the business today, we are well-equipped to continue that proud tradition.  

We are agents for First American, Commonwealth Land Title Insurance Company, and Chicago Title Insurance Company. We have chosen to work only with those underwriters who have proved to have the financial strength you and your clients need in this economic environment. We maintain a library of over one million prior polices from First American, Commonwealth, Fidelity and Chicago Title and we are easily your best source and choice for information. 

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